“I’m so grateful that my accounting and tax matters are in such capable hands. Lu Cong and her team at Armada fully take care of my needs while I get on with doing what I do best!”

Krystyna Glinski

“Having been a client of Alan Thomas’s for over 30 years, I find Armada Accountants & Advisors, and the various team members that I have dealt with to be extremely professional, timely and efficient. The vast array of services available to individuals and business owners makes Armada a one stop shop for accounting services.”

Rick Hart | Hart & Co Appliances

“Armada has always been there for us as business owners and have walked along side us with normal business ups and downs. We originally went searching to find an accounting practice to walk with us through our business journey. We have always appreciated Anthony’s candidness and insight and Armada timeliness and diversity of professionals.”

Sue Dempster

“We really appreciate the early advice and pre-emptive suggestions made by Armada instead of waiting for an issue to arise or having to ask a precise question to get an answer. This in itself is a highly valuable business advice approach.”

Darren Monument

“I am a long term client of Armada/Abbott Business Services and have had exceptional service. I have complete faith in the advice and management of our business accounts and superannuation management.”

Ron Hoenger

“As someone now nearing the end of my career, Armada Accountants & Advisors has been the saviour of sound business as well as personal and investment advice which we could not have done without.

Well Done to Khim Ng and her team”

Judith Burns

“For many years Armada has helped with all our business and personal accounting needs.

All the team are very professional and they represent much more than just a place to lodge tax returns as they respond quickly to each and every query.

I highly recommend Armada Accountants & Advisors and can’t express how beneficial they have been for all our business and personal accounting needs.”

Marco Orifici
Mediterranean Trading Co Pty Ltd

“I wish to convey my appreciation to Adam Carmignani and his team for their help provided to secure the home loan. The information and advice provided by you and your staff was correct, consistent and concise, for each aspect of the process. The timeline from enquiry to approval progressed as you had advised in quick succession leading to the successful purchase of the property. The requested features of the loan were provided, and all questions answered with the most courteous and professional mannerism. I would strongly recommend Armada Lending Services to other perspective purchasers seeking to secure finance.”

Peter Williams

“I recently refinanced my home loan with Adam Carmignani and Kerri Harris from Armada Lending Services. Overall, I found the whole experience easy to deal with and both Adam and Kerri were very helpful and approachable through the whole process. I would recommend using them.”

Mitch Rankin

“Adam Carmignani and the Armada Lending Team were fantastic – they re-financed my home loan and did everything to get me the best deal. They were incredibly pro-active and so easy to work with. I highly recommend them!”

Robyn Crombie

“Despite my difficult circumstances, Adam Carmignani was able to find me a loan with all the features I wanted and more, while keeping me in the loop about each stage of the process.”

Jamie Reed


“I want to thank everyone at Armada for all the dedicated work, professionalism, and kind support you have provided over so many years. I have gone from one business to two businesses with your guidance. Our relationship has gone from simply preparing tax returns to wise educator and trusted advisor and indispensable partner. The way that Armada has informed and prepared us of and simplified the processes involved in applying for the relief packages during this COVID-19 crisis proves you are the best practice in the advisory field. I can’t thank all the dedicated Armada team enough for all the kindness and assistance all these year.”

Lisa Lin


“Adam Carmignani and the Armada Lending Team are simply amazing! They offer a professional service with a personal touch. Timely responses that proved to be thorough and informative ensured that the whole process of purchasing my family home was nothing but a breeze and totally stress free. Everything from choosing the best loan to settlement and beyond was covered in the most proficient and friendly manner. I highly recommend Armada Accountants & Advisors. Thank you so much Adam”

Kim Felton


“A huge thank you to Mark Connor, Neil Hancy, Adam Carmignani and Kerri Harris with assisting us in the purchase of our property. We appreciate all of your help and being so great to deal with.

The purchase would not have happened without you all.”

Rob & Marnie Wehr

Pilbara Maintenance & Garden Services

“Our experience with Armada Audit & Assurance has been extremely positive where our expectations are always met and often exceeded. Nigel and his team are always both professional and considerate.

Thank you for all your support.”

Andrew Hood

AST Holdings Pty Ltd

“Dear Robyn & the Team at Armada,

I just wanted to let you know how truly grateful I am for how much you have helped me over the past few weeks. Taking this next step to becoming a proper ‘Adult’ has been such a big learning curve and very overwhelming; but by having yourself, Anupa and your team help me so willingly and swiftly has been incredible!

I am so glad to have been recommended to you.

Thank you for your time and generosity”

Grace Cumming

“The Armada Team are professional, knowledgeable and personable.

As a result of the level of service they offer we have used Armada for in excess of 10 years.

During this time we have also recommended their services to friends.

We value the long term relationship with Armada and the benefit this brings in managing our affairs.”

Richelle Baker

“I would just like to comment on the work of Kerri Harris.

I was in regular contact with Kerri throughout the refinancing process and she was a pleasure to deal with. She would always respond promptly and in a professional manner to any queries I raised.

Working with Kerri to ensure all the required documentation was completed was a smooth and efficient process that made the task of refinancing our loan an easy one.”

Steve Smethurst

“Alan and the team at Armada add value to our business through understanding our operations, our culture and our goals. Armada have been instrumental in optimizing our business structure and continue to provide professional and practical services whilst being friendly and approachable. I have no hesitation in recommending Armada Accountants & Advisors.”

Paul Hutchinson – 888 Crushing & Screening Equipment

“Alan Thomas has provided professional financial services to an extremely high standard for our family group of over 20 years.

During that time he has assisted us with numerous complex taxation, corporate structure and superannuation issues.

His advice is presented in a way which is easily understood and implemented. It has always been well considered, carefully researched and accurate.

I have no hesitation in recommending Alan’s expertise with respect to any aspect of the financial services sector.”

Brent Black

“It’s been nearly 9 years since I commenced my relationship with Armada (formerly Abbotts).

My first contact was Heather Lawford and I’m honoured to say Heather is still my very trusted accountant and now friend.

Joining Armada was the best accounting move I’ve made in 25 years.

In 2012, on retirement, I was introduced to Neil Hancy, who took over responsibility for my Superannuation investments. Neil has done a terrific job on my behalf since then. He is acutely aware of my personal situation and his advice is always based on my best interests.

I feel very fortunate to have both Heather and Neil “in my corner” and, though never complacent, I have peace of mind and confidence in my future financial well-being with these good, professional people by my side.”

Nola Nowland

“We have been working with Armada now for just over four years. When they were recommended to us our books were in a mess. Natasha has been our bookkeeper and she not only sorted through them all within two weeks but has since become like a business adviser. She is more helpful than any accountant we have ever paid. She is professional, friendly and can explain numbers in a way that we understand them. Natasha not only gives us advice but she does not stop until she answers your questions above and beyond what could be expected. I could not recommend her and Armada enough. I would happily talk to any client wishing to use their service to further explain the help they have been for us. They are way more than bookkeepers. They understand small business, the challenges in this current economy and the dynamics of working in a husband wife partnership. We are very grateful to have found them!”

Jo Colman

“I have been referring my clients to Adam from Armada Lending for some time now. Adam is by far the most knowledgeable, professional and honest mortgage broker I have ever worked with.

His personal and sensitive attention to our clients is a great comfort to me and I have the utmost confidence recommending him, knowing that my clients, family and friends are handled by someone who has exceptional customer service and professionalism.

Thank you for always going above and beyond.”

Lorenza De Luca
LDL Settlement Services

“Dear Adam, thanks so much for all your help with our refinancing. We really appreciate all the effort you put in for us and how easy the process was. Your confidence and skill was very reassuring.”

Stuart Redwood & Sarah-Jane Stanley

“Mark De Luca and the Armada Team have managed both our real estate businesses and personal affairs for some years now. They have a specialty in real estate businesses and provide a unique insight on how to break our operations down and identify profit centres. We work together to improve profitability and plan our taxes in the meantime.
They have been instrumental in helping to manage our business in tough markets. I highly recommend the services by Armada”

Alex Ricciardi
Harcourts Realty Plus Spearwood

“Sustainability has been a client of Armada since 2011 and during this time we have appreciated their professionalism and preparedness to understand our business. They have always provided us with accurate and timely advice, as well as being friendly and approachable, and we would have no hesitation in recommending their services.”

Eddie Wilson
Sustainability Pty Ltd

“Mark De Luca and the Armada Team are responsive to my business needs and I can always get in touch when needed. They offer a wide range of services and it is convenient for me to have my Accounting, Quarterly Tax Planning and Bookkeeping prepared under one roof. I always know where I stand with no nasty surprises because things are always up to date.

The biggest advantage to me in improving my wealth as well as reducing stress is knowing how much money my business and I have at any one time to invest given all my taxes are now certain.

I highly recommend Armada Accountants & Advisors.”

Peter Kelly
Peter’s Bobcats Pty Ltd, Port Hedland

“In the last 16 years, Armada has provided consistent high quality service and ‘on point’ advice. In our journey they have supported us with the start-up through to sale of an international business, the sale of our second business and service our current business, SMSF and personal entities. Four years ago we moved to Denmark WA, some 400km from Armada’s office. The tyranny of distance has not impacted the level of service and we continue to enjoy a very beneficial relationship with Armada.”

Steve & Esther Jones

“I have been a client of Armada Accountants and Advisors for over 20 years. Armada are my accountants and advisors for both my personal tax matters and also my business tax matters. Without fail, Armada always provide timely, intelligent, targeted, practical and high quality advice, no matter the issue. This advice and guidance is provided in a highly professional, yet also personable, accessible and friendly manner. Cost is a factor in choosing one’s advisors, and in this regard I also find Armada extremely competitive. Armada’s approach to work makes me extremely confident that my personal and business tax matters are in very safe hands.”

Mick Paskos

“I have been using the services of Armada (previously Abbotts) for almost 10 years. They always provide excellent professional service, and are so friendly and helpful.”

Matthew Hindes

“Armada have been doing my financials and tax returns for approximately 20 years. I have always found them to be very helpful, prompt and professional, and have also found their fees to be quite reasonable for the work they do. I certainly have not been able to fault them to date.”

Owen Thorncroft

“I have been using Armada for 10 years, two small businesses. They are extremely professional and have assisted us through very trying times. I would recommend their services to anyone and have referred friends in the past who have been extremely satisfied with their service.”

Karen Spencer

“I’ve been using Armada for all my accounting needs for almost 10 years. The service and advice has been excellent.”

Glen Sumner

“Armada provide me with excellent, reliable, informative and caring service. I highly recommend them and have done so to friends and family.”

Bill Bassett-Scarfe

“Armada are experienced and professional accountants. They have always provided me with service of the highest quality. I have no hesitation in recommending them to anyone!”

Jonathon Bell

Cherry’s Catering have been dealing with Armada for many years. Sean & his team are extremely supportive, always available & very professional. I would have absolutely no hesitation in recommending their services & in fact have done so.

Kate Fraser – Cherry’s Catering


“I would highly recommend the services of Armada to anyone looking for professional accountants. I have been using them both personally & for my business over the past few years, they are always very approachable, reasonably priced & their attention to detail is first-class”

Deb Cregeen

“Although our association with Armada is relatively new, we at Morgan Ceramic Tile Adhesives are delighted to be a client of this professional team.

Not only are all our queries answered quickly and efficiently, for the first time in 20 years we know they are working with OUR best interests in mind, dramatically reducing both time and real costs.

They now know us, but more importantly they know and understand OUR business. We look forward to a long rewarding association with Armada and the team.”

Mrs. Kim Hoddy, Director – Morgan Ceramic Tile Adhesives

“Armada have looked after our personal and business taxation affairs since 1998.

Their service, advice, professionalism and support has always been, and continues to be, of a very high standard. We have, and continue to have no hesitation in recommending them to many friends and colleagues.

Looking forward to another 20 years of their support and advice”

Stuart Robertson, Director – Plasterwise