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Asset Protection

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ASSET PROTECTION SPECIALISTS PERTH & WA

Safeguard your assets, your family, and your business's long-term success

Safeguarding your assets is essential to ensure long-term success. Whether you’re a business owner, investor, or managing a family business, effective asset protection can prevent unforeseen events from derailing your financial future. At Armada, we help you to develop tailored strategies to minimise risks and protect your assets through strategic structuring such as trusts, SMSFs, companies, or other legal structures.

What is Asset Protection?

Asset Protection involves creating barriers to shield your personal and business assets from financial and & non-financial risks. By structuring your assets carefully, you can reduce exposure to unforeseen liabilities.

Is Asset Protection complex?

The difficulty is knowing how to align your commercial needs in a business world with taxation obligations and what can be done to protect your assets in a risky environment. Our valuable knowledge and expertise has been developed from working with a range of clients in Western Australia with real-life situations. We use this knowledge to implement successful structures, which have proven to be bullet proof and avoid unpleasant, unintended outcomes such as Capital Gains Tax (CGT), Stamp Duty and asset loss.

Common Business Risks

Businesses face multiple risks depending on what industry you are in. These risks include

Financial Risks

Solvency concerns, managing debt and cash flow issues.

Regulatory Risks

Changes in laws and compliance obligations.

Penalty notices (DPN) & Operational risks

Internal process failures or inefficiencies.

Reputational Risks

Brand damage or public relations issues.

Strategic Risks

Lack of forward planning or poor decision-making.

Technological Risks

Cyber security threats and outdated systems.

  • Financial Risks – solvency concerns, managing debt and cash flow issues.
  • Regulatory Risks – changes in laws and compliance obligations.
  • Penalty Notices (DPN) & Operational Risks – internal process failures or inefficiencies.
  • Reputational Risks – brand damage or public relations issues.
  • Strategic Risks – lack of forward planning or poor decision-making.
  • Technological Risks – cyber security threats and outdated systems.

How do we
protect
your assets?

We focus on strategic solutions to reduce your exposure to risks

Secure your wealth with tailored asset protection

Risk Transference

Use insurance to protect assets. Coverage examples include asset insurance, workers’ compensation, professional indemnity, and public liability.

Risk Avoidance

Maked inform decisions to minimise risk. For example, avoid working with unreliable partners or engaging in high-risk contracts.

Risk Acceptance

Understand that some risks are inevitable, so implementing “Asset Protection Strategies” will structure you to mitigate losses if these occur.

Risk Reduction

Implement backup systems, such as alternative power sources or contingency plans for critical processes.

How do we protect your assets?

We focus on strategic solutions to reduce your exposure to risks

RISK TRANFERENCE – Use insurance to protect assets. Coverage examples include asset insurance, workers’ compensation, professional indemnity, and public liability.

RISK AVOIDANCE – Maked inform decisions to minimise risk. For example, avoid working with unreliable partners or engaging in high-risk contracts.

RISK ACCEPTANCE – Understand that some risks are inevitable, so implementing “Asset Protection Strategies” will structure you to mitigate losses if these occur.

RISK REDUCTION – Implement backup systems, such as alternative power sources or contingency plans for critical processes.

The Right Structure for Your Business

Choosing the right structure is crucial. Whether you opt for a Family Trust, SMSF, company, or Hybrid Model, each setup has its own pros and cons. Our expert advisors can help you navigate these options to find the correct entity and structure that provides maximum assets protection and financial growth.

Our Services Include

  • Establishing the right entity for your business or investment needs;
  • Identifying if you have outgrown your current structure and assessing the viability of restructuring and its taxation implications.
  • Careful analysis and determination of who runs the entity, who owns the entity, and who can access the entity; and
  • Unwinding an existing structure.

Our team has spent over 25 years helping business owners, investors, and individuals across Western Australia to protect their assets. Our services include tax planning, business consulting, trust and company setups, and more. Speak to our Perth team about protecting your assets today and learn how we can help safeguard your wealth and protect what you’ve built.

Meet our Perth-based business advisory specialists

Our team has spent over 25 years helping business owners, investors, and individuals across Western Australia to protect their assets. Our services include tax planning, business consulting, trust and company setups, and more. Speak to our Perth team about protecting your assets today and learn how we can help safeguard your wealth and protect what you’ve built.

Frequently Asked Questions (FAQs)

The most effective way to protect your family home is through strategic structuring. This often involves ensuring the home is not held in the name of the "at-risk" individual (the business director). by utilising a Discretionary Family Trust or a "low-risk" spouse, you can create a legal barrier that safeguards your most important personal assets from creditor claims or litigation arising from your business operations.

A Director Penalty Notice (DPN) is a notice issued by the ATO that can make a director personally liable for certain company tax debts, such as PAYG withholding or Superannuation Guarantee Charge. Proper asset protection involves ensuring your reporting is always up to date and that your corporate structure is robust enough to shield your personal wealth if the company faces solvency concerns.

You should consider restructuring if you have outgrown your current setup or if your risk profile has changed. As a business grows, its tax implications and exposure to operational risks often increase. At Armada, we perform restructuring audits to determine if a Pty Ltd company, trust, or hybrid model is correct entity to provide maximum protection and financial growth for your current stage.

Frequently Asked Questions (FAQs)

The most effective way to protect your family home is through strategic structuring. This often involves ensuring the home is not held in the name of the "at-risk" individual (the business director). by utilising a Discretionary Family Trust or a "low-risk" spouse, you can create a legal barrier that safeguards your most important personal assets from creditor claims or litigation arising from your business operations.

A Director Penalty Notice (DPN) is a notice issued by the ATO that can make a director personally liable for certain company tax debts, such as PAYG withholding or Superannuation Guarantee Charge. Proper asset protection involves ensuring your reporting is always up to date and that your corporate structure is robust enough to shield your personal wealth if the company faces solvency concerns.

You should consider restructuring if you have outgrown your current setup or if your risk profile has changed. As a business grows, its tax implications and exposure to operational risks often increase. At Armada, we perform restructuring audits to determine if a Pty Ltd company, trust, or hybrid model is correct entity to provide maximum protection and financial growth for your current stage.